Portfolio Management
TO REACH WHAT CLIENTS ARE SAYING
Looking forward towards investing but lacking knowledge to find the best options? By seeing the complexities of financial market it becomes herculean to decide, which investment options are best for strengthening portfolio and which is not. Start building a retirement corpus at the age of 30 years.
Stepwise suggested Financial Portfolio:
- 40% of the available fund may be invested in Bank Fixed Deposit , PPF, Sr.Citizen Scheme . (Return – interest taxable as per income slab);
- 10% – 20% in Equity , Large , Midcap, Small & Midcap Mutual Fund; ( Tax free after 1year)
- 10% in Income and Hybrid Debt Fund ( Mutual Fund ) ; ( Return Non-taxable after 1 year)
- 10-20% in Equity oriented Balanced Fund- Dividend , Magnum Tax Gain Fund (Div.)( three year lock) . Returns are Tax Free.
- 20% -30% in Insurance Sector for a Short Term say, for 5 years e.g. Income Protection Funds; Investment Plans ; Retirement Plans- eligible under 80C ( Return Tax Free)
- Invest in Sys. Investment Plan (S.I.P.) of Mutual Funds for future reinvestment in other portfolios.